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Types of Aid

What is Financial Aid?

Financial aid at Eastern Virginia Medical School (EVMS) includes grants and scholarships as well as education loans. 

Grants and scholarships are gift aid which do not usually require repayment but may have other requirements (i.e., course of study, service, need, merit) in order to receive.

Education loans require repayment which begins after a grace period.  The grace period starts when a student drops below half-time enrollment (hopefully because of graduation). 

Available loans at EVMS include primarily the federal William D. Ford Direct Unsubsidized and Grad PLUS Loans.  The Health Resources Services Administration (HRSA) also provides funding for Primary Care Loans and Loans for Disadvantaged Students for students in the Doctor of Medicine program.  There are also a limited number of EVMS institutional loans based on extreme need. 

Regardless of your level of satisfaction with your education, student loans must be repaid.   Under certain circumstances, borrowers may qualify for some forms of loan forgiveness, i.e., public service loan forgiveness, etc., during loan repayment.