Student Health Insurance

The EVMS Student Wellness Program is made up of four separate parts, which consist of the primary healthcare, student mental health, occupational health and voluntary health insurance offered through UnitedHealthcare. 

Primary healthcare, which is covered by your student fees and is offered independently from your health insurance, is supported by EVMS Family and Community Medicine. Detailed information about these services is available by clicking on the links below:

The EVMS Student Health Insurance plan is offered by UnitedHealthcare StudentResources, underwritten by UnitedHealthcare Insurance Company.

Coverage is effective Aug. 1 of each academic year and continues thru July 31. 

Each year, all full-time registered students are automatically enrolled in the EVMS Student Health Insurance Plan and their student accounts are charged for the premiums unless the online waiver is completed attesting that comparable coverage is in place.

Students who enroll in the United Healthcare Plan must be seen at Ghent Family Medicine before seeking care outside of the student's assigned site. Failure to do so will result in denial of claims. Student site questions should be directed to

Those students who wish to waive the Student Health Insurance must do so by completing the online Student Health Insurance Waiver. An online waiver must be completed each academic year.

Student Health Waiver Information

Students on the student health insurance, who may need to see a physician or fill prescriptions, can enroll through UnitedHealthcare and follow the instructions to create a student health insurance account. Once the account has been created, your insurance cards can be printed.

Students that wait until the end of the waiver period to be default-enrolled will not be able to create an account with UHC or print an insurance card until the end of the waiver period.

At the close of the waiver period, a report will be provided to Financial Services, and student accounts will be adjusted accordingly. 

If a student fails to complete the waiver or is denied due to inadequate existing coverage, the fee will stand, and the student will be covered by the EVMS Injury and Sickness insurance plan.


Policy highlights include:

  • $250 deductible per insured person per policy year
  • 80% of preferred allowance for preferred providers
  • 50% of usual and customary for out-of-network providers


For prescriptions filled at a UnitedHealthcare Network Pharmacy, a co-pay will apply - $20 for Tier 1 and $40 for Tier 2- for each prescription, up to a 31-day supply per prescription.

Cost of UnitedHealthcare Student Health Insurance
Policy Period: August 1, 2017 - July 31, 2018
Student $2,668


Dependent Coverage

Students may purchase coverage for their dependents by creating a UnitedHealthcare account and following the instructions to enroll dependents. Dependent coverage is purchased directly through UnitedHealthcare and is not billed thru the Student Disbursement Account.

In addition, UnitedHealthcare Student Health is offering the UnitedHealthcare Dental PPO Insurance Plan. You can choose to visit a participating or non-participating dentist for care. Contact United Healthcare for complete enrollment information at 800.767.0700.

Cost of UnitedHealthcare Dental PPO Insurance Plan
Policy Period: August 1, 2017 - July 31, 2018
Student $571.01

Please contact Human Resources if you have questions or concerns.