Student Health Insurance

Health insurance is MANDATORY for students (see 2013-2014 Doctor of Medicine Student Handbook).

The EVMS Student Wellness Program is made up of four separate parts which consist of the Primary Health Care, Student Mental Health, Occupational Health, and health insurance of the students’ choice. 

Primary Health Care, which is covered by your student fees and is offered independently from your health insurance, is supported by the EVMS Department of Family and Community Medicine.  Detailed information about these services is available by clicking on the link below

Student Health Brochure

Student Site Covered Labs

 

Detailed information about what is covered under the Student Health Fee is available by clicking on the link below.

Student Health Fee Information

 

The EVMS Student Health Insurance plan is offered by UnitedHealthcare StudentResources, underwritten by UnitedHealthcare Insurance Company.

Coverage is effective August 1st of each academic year and continues thru July 31st. 

Each year, all full-time registered students are automatically enrolled in the EVMS Student Health Insurance Plan and their student accounts are charged for the premiums unless the online waiver is completed attesting that comparable coverage is in place.

Students who enroll in the United Health Care Plan must see their assigned site before seeking care outside of the student's assigned site.  Failure to do so will result in denial of claims. Student site questions should be directed to shinfo@evms.edu.

Those students who wish to waive the Student Health Insurance must do so by completing the ONLINE Student Health Insurance Waiver. 

Student Health Waiver Information

For those students who will be keeping the student health insurance coverage and may need to see a physician or fill prescriptions you may click on the enrollment link below and complete the enrollment process.  Once enrolled visit the United Health Care website and follow the instructions to create a student health insurance account.  Once created temporary cards can be printed.

Students that wait till the end of the waiver period to be default enrolled will not receive an insurance card until the end of the waiver period.

Card will be available for pick up in Human Resources 7-10 business days after the waiver period has ended.  Student Health Online Enrollment Form

At the close of the waiver period a report will be provided to Financial Services and student accounts will be adjusted accordingly. 

Failure to complete the waiver or if your waiver is denied due to inadequate existing coverage, the fee will stand and you will be covered by the EVMS Injury and Sickness insurance plan.   
 
Policy highlights include:

• $500,000 maximum benefit for each injury or sickness

• $250 deductible per Insured Person per Policy Year

• $500 deductible per family per Policy Year

• 80% of Preferred Allowance for Preferred Providers

• 50% of Usual and Customary for Out of Network Providers.

• $5,000 Prescription Drug maximum benefit per policy year.
For prescriptions filled at a UnitedHealthcare Network Pharmacy.
A co-pay will apply ($15 for Tier 1 / $30 for Tier 2) for each prescription up to a 31-day supply per prescription.

Cost of United Health Care Student Health Insurance
Policy Period: August 1, 2013 - July 31, 2014
Student $2,720

Dependent Coverage: Students may purchase coverage for their dependents by creating an United Health Care Account and following the instructions to enroll dependents.  Dependent coverage is purchased directly thru United Health Care and is not billed thru the Student Disbursement Account.

In addition, United Health Care Student Health is offering the United Health Care Dental PPO Insurance Plan. You can choose to visit a participating or non-participating dentist for care. Enrollment in the Dental Insurance must be done online at the UHC website and paid for at the time of election.

Cost of United Health Care Dental PPO Insurance Plan
Policy Period: August 1, 2013 - July 31, 2014
Student $424

Please contact Human Resources if you have questions or concerns.